Our Philosophy

As a Wealth Management Firm, we help support your financial goals as you strive to grow and/or preserve capital.  There are several dimensions that are important in the portfolio management process such as understanding the fundamental and technical factors influencing markets, historical trends, business and economic cycles, monetary and fiscal policies, risk (political, economic, company specific, regulatory, market) and their impact on security prices and consequently your portfolio. We employ a series of disciplines – qualitative and quantitative, utilizing comprehensive fundamental, technical, and economic analyses. We do not pursue any extraordinary strategies that may involve significant or unusual risks outside of market risks, such as frequent trading of securities that usually can affect investment performance, particularly through increased brokerage and other transaction costs and taxes.

We pursue strategies to analyze markets from top-down and bottom-up perspectives. Our investment programs are designed to meet your objectives within realistic limits of capital markets using traditional asset classes of stocks, bonds, and real assets that are mostly liquid and traded in the public securities markets. On occasion, for accredited investors or qualified purchasers, we may consider based on risk tolerance, time horizon, and return goals some alternative assets such as private capital and hedge funds. However, these alternative assets are not for everyone since they come with substantial more risk, and are not that liquid, compared to marketable securities such as stocks and bonds.